GET FINANCED
THE FAST
& EASY WAY!

NO CREDIT CHECK PROGRAMS

ACCEPTANCE NOW*


MINIMUM PURCHASE - $300


90 DAYS EARLY PAYOUT OPTION WITH 10% PAYOFF

Requirements:

  • Valid driver's license or state ID
  • Proof of address
  • Social Security number
  • Employer information
  • Monthly income
  • 3 references: names & phone numbers
  • Banking information
  • *Acceptance NOW reports your credit transactions to all 3 credit bureaus: Equifax, Experian & TransUnion.



90 DAYS SAME AS CASH WITH NO PENALTY FOR EARLY PAYOFF
TERMS UP TO 24 MOS. FOR HIGHER TICKET ITEMS

Requirements:

  • $800 monthly income (all forms of income accepted)
  • Bank account & debit card or pre-paid card
  • No money down available
  • *American First Finance reports your payment history to TransUnion Credit Bureau.


CROSS CHECK - 86 DAYS, 6% FEE
Requirements:
  • 30% down -- balance in 3 payments within 86 days
  • Numbered paper checks in book
  • Name & address printed on check
  • Valid state ID
  • See store for details
  • (Temporary or bank draft checks not valid)



    LAYAWAY- NO FEES
    Requirements:
    • 20%-50% down
    • Layaway terms & payment amount is based on customer's time requirements
    • Minimum monthly payments required to keep layaway active
    • Layaway can easily be converted into a credit plan
    • (Restock fee of 25% of original purchase price on cancelled layaways or purchases)



      CREDIT CHECK PROGRAMS



      NO MINIUMUM PURCHASE - NO FEE

      (Standard Program) Requirements:

      • $0 down, no interest for 6 months with on-time minimum monthly payments
      • Longer time periods available
      • Top-notch credit, valid government-issued ID & 1 other ID with expiration date



        NO MINIMUM PURCHASE - NO FEE
        (Standard Program) Requirements:
        • $0 down, no interest for 6 months with on-time minimum monthly payments
        • Longer time periods available
        • Top-notch credit, valid government-issued ID



          $500 MINIMUM PURCHASE - 0% APR
          Requirements:
          • $0 down,
          • Perfect credit not required.
          • Reports credit monthly
          • Can buy yout anytime without penalty
          • 5% late charge on late payment, not whole contract
          • Payments around $40+/mo
          • Copy of ID, 3 yrs at job & residence

          To extend terms, add the following:
          6 mos - NC; 12 mos - +3%; 18 mos - +7%; 24 mos - +9%; 36 mos - +12%; 48 mos - +15%;
          60 mos - +18%





          $500 MINIMUM PURCHASE - NO FEE
          Requirements:
          • $25 membership fee for non-members, $0 down
          • Interest from 8% - 17% APR
          • Copy of ID, proof of income, 3 references, 5 yr job & residence info




            $500 MINIMUM PURCHASE - NO FEE

            Requirements:

            • $25 membership fee for non-members, $0 down
            • Interest from 8% - 17% APR
            • Copy of ID, proof of income, 3 references, 5 yr job & residence info





              $300 MINIMUM PURCHASE - NO FEE

              Requirements:

              • $0 down, no upfront fees
              • Perfect credit not required
              • Less than 22% APR (lower than GE & Wells)
              • Reports credit monthly
              • Can buy out anytime without penalty
              • Copy of valid Texas ID, proof of income, 3 references, 1 yr at job & residence



                American Bedroom Home Center

                2470 S. 11th St.

                Beaumont, TX 77701


                Store Hours

                Mon 10AM - 6PM, Tue 10AM - 6PM
                TEMPORARILY OPEN ON WED 10AM - 6 PM!
                Thu 10AM - 6PM. Fri 10AM - 7PM. Sat 10AM - 6PM
                Sun CLOSED

                Contact Us

                PH: 409-835-1859

                FAX: 409-835-9884