GET FINANCED
THE FAST
& EASY WAY!

NO CREDIT CHECK PROGRAMS

ACCEPTANCE NOW



MINIMUM PURCHASE - $300



90 DAYS EARLY PAYOUT OPTION WITH 10% PAYOFF


Requirements:

  • Valid driver's license or state ID
  • Proof of address
  • Social Security number
  • Employer information
  • Monthly income
  • 3 references: names & phone numbers
  • Banking information
  • *Acceptance NOW reports your credit transactions to all 3 credit bureaus: Equifax, Experian & TransUnion.




WESTCREEK FINANCIAL



90 DAYS  WITH NO PENALTY FOR EARLY PAYOFF

Requirements:

  • $1000 monthly income (Net)
  • Bank account & debit card or pre-paid card
  • Account open for at least 90 days, no overdraft/NSF in last 30 days
  • $40 application fee
  • Goverment issued ID
  • reports your payment history to TransUnion Credit Bureau.






AMERICAN FIRST FINANCE



90 DAYS  WITH NO PENALTY FOR EARLY PAYOFF
TERMS UP TO 24 MOS. FOR HIGHER TICKET ITEMS


Requirements:

  • $800 monthly income (all forms of income accepted)
  • Bank account & debit card or pre-paid card
  • *American First Finance reports your payment history to TransUnion Credit Bureau.





CROSS CHECK - 86 DAYS, 6% FEE



Requirements:

  • 30% down -- balance in 3 payments within 86 days
  • Numbered paper checks in book
  • Name & address printed on check
  • Valid state ID
  • See store for details
  • (Temporary or bank draft checks not valid)














LAYAWAY- NO FEES

Requirements:

  • 20%-50% down
  • Layaway terms & payment amount is based on customer's time requirements
  • Minimum monthly payments required to keep layaway active
  • Layaway can easily be converted into a credit plan
  • (Restock fee of 25% of original purchase price on cancelled layaways or purchases)





CREDIT CHECK PROGRAMS



NO MINIUMUM PURCHASE - NO FEE

(Standard Program) Requirements:

  • $0 down, no interest for 6 months with on-time minimum monthly payments
  • Longer time periods available
  • Top-notch credit, valid government-issued ID & 1 other ID with expiration date



    NO MINIMUM PURCHASE - NO FEE
    (Standard Program) Requirements:
    • $0 down, no interest for 6 months with on-time minimum monthly payments
    • Longer time periods available
    • Top-notch credit, valid government-issued ID



      $500 MINIMUM PURCHASE - 0% APR
      Requirements:
      • $0 down,
      • Perfect credit not required.
      • Reports credit monthly
      • Can buy yout anytime without penalty
      • 5% late charge on late payment, not whole contract
      • Payments around $40+/mo
      • Copy of ID, 3 yrs at job & residence

      To extend terms, add the following:
      6 mos - NC; 12 mos - +3%; 18 mos - +7%; 24 mos - +9%; 36 mos - +12%; 48 mos - +15%;
      60 mos - +18%





      $500 MINIMUM PURCHASE - NO FEE
      Requirements:
      • $25 membership fee for non-members, $0 down
      • Interest from 8% - 17% APR
      • Copy of ID, proof of income, 3 references, 5 yr job & residence info




        $500 MINIMUM PURCHASE - NO FEE

        Requirements:

        • $25 membership fee for non-members, $0 down
        • Interest from 8% - 17% APR
        • Copy of ID, proof of income, 3 references, 5 yr job & residence info





          $300 MINIMUM PURCHASE - NO FEE

          Requirements:

          • $0 down, no upfront fees
          • Perfect credit not required
          • Less than 22% APR (lower than GE & Wells)
          • Reports credit monthly
          • Can buy out anytime without penalty
          • Copy of valid Texas ID, proof of income, 3 references, 1 yr at job & residence



            American Bedroom Home Center

            2470 S. 11th St.

            Beaumont, TX 77701


            Store Hours

            Mon 10AM - 6PM, Tue 10AM - 6PM
            TEMPORARILY OPEN ON WED 10AM - 6 PM!
            Thu 10AM - 6PM. Fri 10AM - 7PM. Sat 10AM - 6PM
            Sun CLOSED

            Contact Us

            PH: 409-835-1859

            FAX: 409-835-9884